James Davies

I’m James Davies, a UK-based writer covering business news, crypto, and pensions. Through UK Business Insights, I aim to deliver clear, timely, and practical content that helps readers understand financial trends, navigate new technologies, and plan for the future with confidence.

19 articles published

Business News

What Did You Include in Your Response? Check All That Apply

In English comprehension and literature exams, you may come across questions that say, “What did you include in your response? Check all that apply.” At first glance, this might seem confusing, especially if you're used to picking just one right answer. But this type of question is meant to test how well you understand the…

September 20, 20250Comments

ByJames Davies

Pensions

DWP Benefit Recipients Will Receive Payments Early in December 2024 Due to Bank Holidays

Millions of people across the UK rely on benefits from the Department for Work and Pensions (DWP), and December is always a special month because of the Christmas and Boxing Day bank holidays. In 2024, these holidays will once again affect when claimants receive their money. The DWP has already confirmed that if your benefit…

September 15, 20250Comments

ByJames Davies

Insurance

What Happens to Bank Account When Someone Dies Without a Will UK

When someone dies without a will in the UK, one of the biggest questions families face is: what happens to their bank account? In most cases, banks freeze the account until the estate is managed under intestacy law. Accessing the money depends on whether it’s a sole or joint account, the size of the estate,…

September 11, 20250Comments

ByJames Davies

Business News

When Will LCWRA Be Scrapped? – Key Dates and What to Expect

Introduction The Limited Capability for Work and Work-Related Activity (LCWRA) element of Universal Credit has provided extra financial support to people whose health conditions or disabilities prevent them from working. For many claimants, it is a vital source of income. However, the UK government has announced major changes to disability benefits, leading many to ask:…

September 9, 20250Comments

ByJames Davies

Software

IP Address 185.63.2253.200 – Lookup and Details

Analysing an IP address like 185.63.2253.200 provides valuable insights into its origin, ownership, and reputation on the internet. Security teams, IT administrators, and researchers often perform IP lookups to determine whether an address is legitimate, suspicious, or actively malicious. With cyber threats constantly evolving, a single IP can be tied to spam, phishing, brute-force attacks,…

September 3, 20250Comments

ByJames Davies

Pensions

DWP to Provide £225 Cost of Living Payments to Alleviate Financial Strain

Introduction Picture this: the rent’s due, the energy bill is creeping up, and your weekly shop is costing more than usual. You’ve heard that a DWP to provide £225 cost of living payments to alleviate financial strain happening—but what’s the real deal? First, here’s the good news: there are no new DWP direct cost-of-living…

August 18, 20250Comments

ByJames Davies

Crypto

Top 12 Crypto Friendly Banks in the UK

Introduction Cryptocurrency is booming, and having a crypto friendly bank in the UK can make all the difference—whether you're trading, transferring, or staking. From digital neobanks to traditional high-street veterans and business-focused platforms, the right bank ensures smooth, compliant access to crypto markets. This post covers the Top 12 Crypto Friendly Banks in the UK,…

August 14, 20250Comments

ByJames Davies

Crypto

Why Has BP Share Price Dropped Today? Market Insight

Introduction Today, BP share price dropped noticeably, compelling attention across the FTSE 100. Understanding why BP share price dropped today means exploring a complex blend of financial reports, market dynamics, strategic shifts, and investor sentiment. Let’s unpack the key factors affecting performance in a way that’s clear, detailed, and friendly to both readers and search…

August 14, 20250Comments

ByJames Davies

Business News

How to Avoid Points for Using Mobile Phone: Smart Tips

Introduction Using your mobile phone while driving in the UK is a fast track to trouble. You could face penalty points, hefty fines, or even lose your licence altogether—especially if you're a new driver or driving professionally. But avoiding these consequences is entirely doable. In this post, we’ll walk you through "How to Avoid Points…

August 14, 20250Comments

ByJames Davies