Is the 25% Tax-Free Pension Lump Sum Under Threat

If you’re planning for retirement, you may have found yourself asking is the 25% tax-free pension lump sum under threat. In recent years, rumours, Budget speculation, and media headlines have created uncertainty for UK pension savers. Because the 25% tax-free element plays such a crucial role in retirement planning, even the suggestion of change can…

December 16, 20250Comments

ByZara Middleton

Pensions

What Are the 56 Conditions that Qualify for Attendance Allowance

If you’ve been trying to understand what are the 56 conditions that qualify for Attendance Allowance, you’re definitely not alone. Many people across the UK search for clarity on this because the idea of a fixed list of “56 conditions” appears in news articles, social posts, and advice forums — but often without proper explanation.…

December 10, 20250Comments

ByJames Davies

Pensions

Do Husband and Wife Both Get Winter Fuel Allowance

If you and your partner are approaching winter, you may be wondering: “do husband and wife both get winter fuel allowance?” It’s one of the most common questions couples ask, especially when heating costs rise and you want to know what support you’re entitled to. In this friendly guide, you’ll learn how the Winter Fuel…

December 2, 20250Comments

ByLily Robinson

Pensions

HMRC Warns Parents Who Claimed Child Benefit Before 2000 May Be Missing State Pension

We’ve recently learned that HMRC warns parents who claimed Child Benefit before 2000 may be missing State Pension due to errors linked to older Child Benefit records. Many families relied on the HRP (Home Responsibilities Protection) scheme to secure their future pension, yet thousands may now have gaps in their National Insurance history without even…

December 1, 20250Comments

ByMatthew Collins