When someone dies without a will in the UK, one of the biggest questions families face is: what happens to their bank account? In most cases, banks freeze the account until the estate is managed under intestacy law. Accessing the money depends on whether it’s a sole or joint account, the size of the estate,…
HMRC sending assessment letters to UK taxpayers and pensioners has become more common in recent months. For many, these letters can feel confusing or worrying. But not every letter is bad news — some show you’ve underpaid tax, while others mean you’re due a refund.
This guide explains why HMRC is sending these letters, what…