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When a loved one dies, the last thing you want to worry about is a tax bill on a home that’s sitting empty. But council tax doesn’t simply vanish—unless you know the rules. Learning how to avoid paying council tax on an empty property after death is crucial for executors and family members who…
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Why Is the Lloyds Share Price Forecast Important for Investors? Lloyds Banking Group (LON: LLOY) is one of the UK’s largest retail and commercial banks, holding a dominant share in the mortgage market. Predicting what will Lloyds share price be in 5 years is crucial for UK investors because:
It signals the health…
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Are you wondering "does OnBuy sell fake products in UK"? You’re not alone. OnBuy is a UK-based marketplace, much like eBay or Amazon, that connects buyers to independent sellers. This means OnBuy doesn't sell or stock products itself. While most transactions go smoothly, concerns about counterfeit products on the platform have surfaced. In this…
If you're a landlord in the UK, protecting your rental property is crucial—not just the bricks and mortar, but everything you provide inside. From furniture and appliances to carpets and curtains, contents insurance can save you from unexpected repair or replacement costs. But is it essential, and when does it make sense to have it?…
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If you wonder how do I find out what pensions I have, you’re not alone. Thousands in the UK lose track of workplace pensions from past jobs. This guide answers how do I find out what pensions I have step by step, using free tracing services and expert advice. You’ll learn what information to…
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Wondering how to apply for a bridging loan in the UK? Whether you're buying a new property before your current one sells, dealing with inheritance tax, or need funds for property refurbishment, a bridging loan can be your short-term financial solution. In this guide, we’ll walk you through everything—from how they work to whether…
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In 2025, the UK government is rolling out new rules that allow the Department for Work and Pensions (DWP) to check bank accounts more efficiently and frequently. Known as the "eligibility verification" powers, these changes aim to reduce fraud and overpayments by allowing banks to share limited account data with the DWP—without needing direct…
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If you've just found out that you've been placed in the support group for Employment and Support Allowance (ESA), you're probably wondering what that means. What happens if I am put in the support group for ESA? The support group is the top tier of ESA, given to people who are seriously ill or…
Navigating the UK's benefits system can be complex—especially when it comes to understanding how your financial assets affect what you're entitled to. If you're receiving or planning to claim Employment and Support Allowance (ESA) as part of the Support Group, one of the most important questions to ask is: How much savings can I have…
Curious about how much money can you gift to a family member tax-free UK? You’re not alone—it’s a smart way to share your wealth without triggering inheritance tax, but it can get a bit confusing. In this post, I’ll walk you through yearly exemptions like the £3,000 annual allowance, small gifts under £250, wedding gift limits,…